Share Recovery Agent in Kerala
More Kerala shareholders live outside India than in almost any other state, and that single fact shapes most claims here. We recover old certificates, dormant folios and IEPF holdings for Kerala families at home and abroad.
Nobody needs to travel back. Documents are attested where you live and the shares are credited to an Indian demat account in your own name.
Serving Kerala from our Gurugram officeReviewed 25 September 2026
Remittance money, local companies and scattered heirs
From the 1970s onward, Gulf earnings were routinely put into Indian equity by Kerala families. The investor was frequently working abroad while the folio carried a family address at home, and a parent or sibling collected the dividends. That arrangement lasted exactly as long as the person collecting them did.
Kerala also has a long tradition of investment in local plantation, banking and manufacturing companies, alongside a regional exchange that has since ceased trading operations. Certificates here therefore span national blue chips and companies whose market was always local.
The recurring complication is geography rather than law. It is common for one heir to be in Kerala, one in the Gulf and one in Europe or North America, and all of them to be required to sign. That is workable, but attestation requirements differ by country — apostille for Hague Convention states, consular attestation otherwise — and getting it wrong is the commonest reason a Kerala file comes back.
What Kerala families need to produce
In Kerala the legal heir certificate is issued by the Tahsildar, applied for online or at the Taluk office, with the Village Officer verifying the heirs.
In many cases no such certificate is needed. SEBI’s simplified transmission route covers holdings up to ₹10 lakh per company in physical form and ₹30 lakh in demat, on a notarised indemnity bond and an affidavit-cum-NOC from the other legal heirs.
- Death certificate, SEBI’s transmission request form (Annexure-3) and the claimant’s KYC documents
- Notarised indemnity bond and affidavit-cum-NOC from the other heirs, attested abroad where an heir is overseas
- Apostille for documents executed in a Hague Convention country, consular attestation otherwise
- An NRO demat account where the claimant is non-resident
What we handle for clients in Kerala
How a Kerala claim actually runs
Five stages, the same wherever you are. Nothing here needs you to travel, and nothing is billed until the last one.
- 1
Free assessment
You send whatever you have — a certificate, a folio number, a name, sometimes only a company. We tell you what exists and what it is likely worth before you commit to anything.
- 2
Tracing and confirmation
We search the IEPF records and write to the registrar to confirm the holding, the corporate actions applied to it since, and who it currently stands in the name of.
- 3
Documents assembled
Death certificate, heirship evidence, indemnity bond, NOCs, KYC and the demat account details — prepared in the order the registrar and the company will want them.
- 4
Filing and follow-up
Form IEPF-5, the transmission request or the duplicate issue is filed, and we chase the company Nodal Officer and the Authority until the verification report moves.
- 5
Shares credited
The securities are credited directly to your own demat account. Our fee becomes payable at this point, and not before.
Zero advance fee — what Kerala clients pay, and when
We charge no advance professional fee. Our fee is a percentage agreed with you before we start, payable only once the shares or dividends have reached your own demat or bank account. If nothing is recovered, you owe us no professional fee at all.
- Nothing to pay for the assessment, and nothing while the claim is running
- The percentage is fixed in writing before any work starts — it does not move later
- Statutory and third-party costs — stamp duty, notary, court fees, newspaper notices — are paid by you at actuals, with receipts
- Shares are credited to your account, never to ours; we never take custody of your securities
Anyone who asks you for money before a claim has been assessed is worth walking away from. Read the full fee policy.
Areas we cover around Kerala
Claims are handled remotely across India, with documents collected by courier and identity verified over video. There is no need to travel to our office.
- Kochi
- Thiruvananthapuram
- Kozhikode
- Thrissur
- Kollam
- Kannur
- Alappuzha
- Kottayam
Questions from Kerala
Do you have an office in Kerala?
No. Our office is in Gurugram and we serve Kerala remotely, by courier and video verification. We do not claim branches we do not have.
All the heirs live in different countries. Is that a problem?
It is the normal Kerala file. Each heir signs where they are and has the document attested by the route that country requires. It adds time rather than difficulty, which is why we map the attestation plan before anyone signs anything.
Can the proceeds be sent abroad after the shares are sold?
Shares credited to an NRO account can be sold and the proceeds repatriated within the annual limit, subject to tax clearance. It is worth planning that before the claim is filed.
Could I do this myself?
Yes. The IEPF Authority’s records can be searched free and Form IEPF-5 can be filed by anyone. We charge for assembling the documentation, handling registrar and company verification and following it through — not for access to something that is public.
What will it cost, and when?
Nothing in advance. An agreed percentage of the recovered value is charged after the shares reach your demat account, and government or third-party costs are paid by you at actuals.